THE PURCHASE PROCESS OF BUYING A HOME

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STEP ONE

 

GETTING STARTED

THEY SAY THAT GETTING STARTED IS THE HARDEST PART.  ESPECIALLY, WHEN CONSIDERING THE PROSPECT OF BUYING A HOME CAN SEEM SO DAUNTING.  HOWEVER, I CAN WALK YOU THROUGH THE PROCESS AND IT COULD BE MUCH EASIER THAN YOU ARE ANTICIPATING, NOT TO MENTION REWARDING...EXCEPT THE PACKING OF COURSE.  BUT IT'S TRUE; NOTHING HAPPENS UNLESS YOU START SOMEWHERE.  ONE THING IS FOR SURE, YOU MISS 100% OF THE CHANCES YOU DON'T TAKE, SO, WHY DON'T YOU STEP OUT AND  FIND OUT RIGHT NOW  BE BRAVE, AND LET ME HELP YOU.

STEP ONE = STEP OUT

STEP FOUR

 

CONTRACTS AND NEGOTIATIONS

I SPECIALIZE IN NEGOTIATIONS UNDERSTANDING  AND

INTERPRETING OUR 14 PAGE TREC CONTRACTS AND OTHER ADDENDUMS TO THE PROCESS.  ALLOW A PROFESSIONAL TO HANDLE  THE NEGOTIATIONS FOR YOU.  ITS ONE OF THE BEST THINGS I DO THAT SEPARATES ME FROM ALL THE OTHER AGENTS. NEGOTIATIONS CAN MAKE OR BREAK YOUR PURCHASE AND AN EXPERIENCED AGENT IS WORTH GOLD.

STEP FOUR:  CHOOSE YOUR AGENT WISELY.

STEP TWO

 

INTERVIEWING LENDERS

DO YOU KNOW HOW TO CHOOSE A LENDER? I CAN ASSIST YOU BY PROVIDING MY LIST OF LENDERS I RECOMMEND THAT ARE COMMITTED TO GREAT SERVICE AND INTEGRITY-ONLY THE BEST FOR YOU OF COURSE.  WHEN CHOOSING A LENDER, MAKE SURE YOU TALK TO TWO OR THREE TO COMPARE RATES AND PRICING.  LENDERS ARE COMPETITIVE AND THEY WILL COMPETE FOR YOUR BUSINESS.  ASK FOR A TRUTH IN LENDING STATEMENT FROM EACH LENDER,.   *BE AWARE THAT HAVING YOUR CREDIT PULLED MORE THAN ONCE CAN NEGATIVELY EFFECT YOUR CREDIT SCORE. YOU CAN ASK THE FIRST  LENDER FOR A COPY OF THE REPORT THEY PULLED FOR YOU SO YOU CAN EMAIL IT TO THE OTHERS.  THEY ARE REQUIRED BY LAW TO PROVIDE YOU WITH A COPY.

 

STEP TWO: COMPARE LENDERS TO GET THE BEST RATES.

 

STEP FIVE

 

INSPECTIONS

 

A GREAT INSPECTOR CAN SAVE YOU THOUSANDS OF DOLLARS.  DO YOU KNOW HOW TO FIND ONE? PLEASE SEE THE LINK OF RECOMMENDED INSPECTORS BELOW.  WHERE I COME IN  IS TO HELP RECOMMEND ANY ADDITIONAL INSPECTIONS, NEGOTIATE THE NECESSARY REQUIRED REPAIRS FOR A BUYER TO OBTAIN THEIR LOAN, AND WORK TOGETHER WITH THE OTHER AGENT TO FIND OPTIONS THAT WOULD BE AGREEABLE FOR BOTH BUYER AND SELLER.

STEP FIVE: CHOOSE A GREAT INSPECTOR

 

STEP THREE

 

CHOOSE AN AGENT

 

EDUCATION, TRAINING AND EXPERIENCE IS EVERYTHING AND I HAVE BEEN TRAINED BY THE BEST IN THE BUSINESS. 

REALTORS CAN MAKE OR BREAK THE WONDERFUL EXPERIENCE OF FINDING AND BUYING YOUR NEXT HOME, BUT,  I AM HERE TO MAKE BUYING YOUR NEXT HOME A SEAMLESS PROCESS IN THIS COMPETITIVE MARKET.  I HAVE 22 YEARS OF EXPERIENCE AS AN AGENT, AND NOW, AS A BROKER, I CAN HAVE THE FLEXIBILITY TO ASSIST MY CLIENTS LIKE NEVER BEFORE. SEE MY BIO IN THE LINK BELOW. 817-680-3597

STEP THREE: CHOOSE THE BEST AGENT TO TAKE CARE OF YOUR REAL ESTATE NEEDS.

STEP SIX

TITLE POLICY

I WILL BE SURE THAT YOU HAVE A GREAT CLOSING EXPERIENCE, BY CHOOSING ONE OF THE BEST ESCROW OFFICERS IN TOWN TO HANDLE THE REST OF THE IMPORTANT DETAILS AND TIMING OF YOUR CLOSING.  A GENERAL WARRANTY DEED ENSURING CLEAR TITLE TO YOUR NEW PROPERTY GIVING YOU ASSURANCE TO FREELY ENJOY OWNERSHIP OF YOUR HOME.  AS YOUR AGENT, I WILL ENSURE THAT YOU HAVE THE BEST TITLE PROTECTION.

STEP SIX:  OBTAIN  FULL COVERAGE TITLE INSURANCE.

 

This can be you!

Closing Day for the Loftin Family!

"Purchasing a home is one of the most exciting times in your life!  Why shouldn't it be?  You have worked hard and now your money will go towards building equity, instead of renting and paying someone else's mortgage. Making the smart move of choosing a REALTOR will be one of the best things you have ever done for your pocketbook.  Great Realtors are able to help their clients save money, by helping them avoid the pitfalls of purchasing a home, negotiating price, terms and repairs, plus providing recommendations. Most of all I  help my clients choose the best home their money can buy.  You receive 22 years of experience to walk along side you when you choose me as your agent. So, what do you have to loose?  Let's get started today and I will start you on the path of home ownership.  Remember... you miss 100% of the chances you never take!

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